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"Geese can fly through wind and rain for a long time because they fly in flocks."

"For internet companies, it's a business that is bound to make profit because it doesn't cost much to boost sales," said Hao Yansu, director of the school of insurance at the Central University of Finance.

"For instance, Naizifang (milk houses) was a horse milk production base that supplied the government during the Yuan Dynasty, while Caochangdi (meadow) was the place where horses were fed," Wu said.

"For companies that have run into temporary operational difficulties but still have enormous potential for development, banks should help them get through the tough times by renewing their loans. However, banks are forbidden from covering or delaying risk exposure associated with lending to 'zombie firms', which cannot repay loans, in the name of loan renewal," she said.

"For small and medium-sized enterprises, the initiative is simply too large. Individual companies may find it difficult to deal with a new country - that is where the Trade Development Council can help," he said.